* 3.25% Annual Percentage Rate (APR) available on Abacus H1 HELOC Program with TLTV of 75% or less. The rate will vary at Prime Rate (currently 3.25% variable APR), not to exceed 18%. An annual fee of $100 is waived with automatic payments from an Abacus Personal Checking account. Other rates available, please visit branch for details. All applications subjected to credit approval. Property insurance and closing costs may be required. Certain limitations apply. Rates are subject to change without notice. Applicable for loans sizes up to $1million. No third lien positions. Home Equity Lines of Credit are available to U.S. residents only.