11/1/2016 – Watch the documentary film about our Bank - ABACUS: Small Enough to Jail! This is a story of how we fought for 5 years to defend ourselves against Manhattan District Attorney’s, Cyrus R. Vance, Jr., unjust charges of mortgage fraud. This is a story about staying true to our community and fighting for what is right. Screenings have been at the Toronto International Film Festival, New York Film Festival, Washington, DC at Double Exposure: Investigative Film Festival, Chicago International Film Festival and Philadelphia Film Festival. Upcoming screening will be at the Amsterdam International Documentary Film Festival in November. “ABACUS: Small Enough to Jail” is directed by award-winning documentarian Steve James and was the runner-up for the Grolsch People’s Choice Documentary Award in Toronto. Stay tune for additional showings in 2017! Movie trailer: https://www.youtube.com/watch?v=6MCCl-sK4ck
HELOC: APR is Annual Percentage Rate. Our Home Equity Line of Credit is an variable rate loan; your rate, credit limit and introductory rate term of 6 or 12 months will be determined based on individual creditworthiness. 3.00% introductory APR available for 6 or 12 months after the loan is funded. At the end of the 6 or 12 months promotional period the variable APR will be calculated using the Wall Street Journal Prime Rate (As of December 17, 2015, the Wall Street Journal Prime Rate is 3.50%) plus margin, not to exceed 18%. Rate and offer are subject to change without notice.
No cost for credit report, appraisal, legal fees and flood certificate. Property insurance is required. HELOC must remain open for a minimum of 24 months or closing costs must be repaid by borrower. An annual fee of $100 is waived with automatic payments from an Abacus Personal Checking account. Maximum loan amount is determined by the amount of equity in your home, based on appraised value. Applicable for loans sizes up to $1 million. The HELOC must be secured by a first or second position mortgage on a primary owner occupied residential property and is available to U.S. Residents only.
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