05/03/2016 Abacus Bank is pleased to announce that Abacus Everyday Checking account is ranked #4 of the most affordable checking account among 74 banks by New York City Comptroller Scott M. Stringer. Learn more>>
Abacus Bank will be holding a FREE financial seminar on Thursday, 6/2/16, 11:30 a.m., at Abacus PA Branch. Please click here for for details.
Abacus Bank will provide a Banking Financial Servicesintroduction to college students as part of the Summer Port of Entry Program Orientation on Monday, 6/6/16, 11 a.m., at Queensborough Community College.
Coming soon! Abacus Bank and New York Taishan Friendship Association will be holding a financial seminar in July in Brooklyn. For details, please keep checking back for latest updates!
HELOC: APR is Annual Percentage Rate. Our Home Equity Line of Credit is an variable rate loan; your rate, credit limit and introductory rate term of 6 or 12 months will be determined based on individual creditworthiness. 3.00% introductory APR available for 6 or 12 months after the loan is funded. At the end of the 6 or 12 months promotional period the variable APR will be calculated using the Wall Street Journal Prime Rate (As of December 17, 2015, the Wall Street Journal Prime Rate is 3.50%) plus margin, not to exceed 18%. Rate and offer are subject to change without notice.
No cost for credit report, appraisal, legal fees and flood certificate. Property insurance is required. HELOC must remain open for a minimum of 24 months or closing costs must be repaid by borrower. An annual fee of $100 is waived with automatic payments from an Abacus Personal Checking account. Maximum loan amount is determined by the amount of equity in your home, based on appraised value. Applicable for loans sizes up to $1 million. The HELOC must be secured by a first or second position mortgage on a primary owner occupied residential property and is available to U.S. Residents only.
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